Left to right: Bill Black, Michael Hanley, Stephanie Onofri (Administrative Support), Damon Basco CFP®, Andre Gucailo, Paul Green

 

You spent your working years building wealth, a nest egg that would support you throughout your retirement years.  Your focus was on producing income, creating savings and investments, and a home.

Your tools were likely:

  • Working income

  • Regular savings

  • Regular investments

  • Asset allocation

Life Is About To Change

Retirement is the time when you can change your focus to using your wealth rather than earning it.  Since you are no longer going to focus on income production, it is important to use your assets wisely, and to generate lifetime income¹ that will help you realize all of your possibilities.

Your retirement tools are:

  • External income- Social Security, Pension

  • Lifestyle choices and cash flow management

  • Guaranteed income products such as annuities² (see definition below)

  • Prudent investment strategy

  • Technology

OUR  PROCESS


Most people agree that investment planning is the right thing to do. But sometimes it feels like an overwhelming task, and many of us never get started.

We make this process easy and flexible through a Four-Step Process:

Step 1: Understanding your goals
Gaining a clear understanding of your life goals is the first step in the process. We will spend time getting to know you, your interests, preferences and values. Once these are defined and your goals understood, together we can start developing a program designed specifically for you.

Step 2: Developing a plan
We will work with you to create a customized investment program to help you achieve your goals. This plan is built on a sound strategy that incorporates your needs, time horizon and risk tolerance.

Step 3: Implementing strategies
Once your plan is established, we will recommend tailored investment strategies. Together, we select from a broad array of products and services, and implement the strategies that make sense for you.

Step 4: Evaluating progress
Throughout our relationship, we will communicate with you on a regular basis to assess your progress. Recommendations and strategies will be adjusted over time as needed to address your evolving goals and changes in the markets.

Get started today
Contact us today to start the Four-Step Process and get your financial future on track.

 

Variable deferred annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. A financial professional can provide cost information and complete details.  ¹Many Variable Annuities offer optional riders that are available, at an additional cost, and are subject to certain restrictions and limitations. An example of these riders is a guaranteed income benefit rider. ²Guarantees are backed by the claims paying ability of the issuing company. Please consider the investment objectives, charges, risks, and expenses carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.

 

The named individual offers securities and investment advisory services through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Annuity and insurance products offered through AXA Network, LLC and its subsidiaries. Wealth Management Strategies of Central Florida is not a registered investment advisor and in not owner or operated by AXA Advisors or AXA Network.